Job Description

We are seeking a detail-oriented and analytical Credit Analyst to assess the creditworthiness of individuals and businesses applying for loans or lines of credit. The ideal candidate will be responsible for analyzing financial data, conducting risk assessments, preparing credit reports, and making informed recommendations to minimize financial risk and maximize returns.

Advantages
Inclusive team culture
Unlimited free access to Udemy
Easily accessible to public transit

Responsibilities
Evaluate clients’ credit data and financial statements to determine the degree of risk involved in extending credit or lending money.
Analyze financial statements such as income statements, balance sheets, and cash flow statements.
Conduct in-depth analysis of credit applications using internal and external data sources.
Prepare comprehensive credit reports and risk assessments for internal stakeholders.
Recommend credit limits and terms based on the risk profile of borrowers.
Monitor existing credit exposures and track the financial health of existing clients.
Ensure compliance with internal policies, industry regulations, and legal requirements.

Maintain up-to-date knowledge of market trends, economic developments, and industry best practices.
Collaborate with sales, underwriting, and risk teams to manage customer relationships and mitigate credit risk.

Qualifications
Observant, accurate and able to thrive in a fast-paced environment
Strong experience with Credit
Experience with finance and lending

Summary
Apply today to be considered for this position or email your profile directly to heather.francescut@randstad.ca

Randstad Canada is committed to fostering a workforce reflective of all peoples of Canada. As a result, we are committed to developing and implementing strategies to increase the equity, diversity and inclusion within the workplace by examining our internal policies, practices, and systems throughout the entire lifecycle of our workforce, including its recruitment, retention and advancement for all employees. In addition to our deep commitment to respecting human rights, we are dedicated to positive actions to affect change to ensure everyone has full participation in the workforce free from any barriers, systemic or otherwise, especially equity-seeking groups who are usually underrepresented in Canada's workforce, including those who identify as women or non-binary/gender non-conforming; Indigenous or Aboriginal Peoples; persons with disabilities (visible or invisible) and; members of visible minorities, racialized groups and the LGBTQ2+ community.

Randstad Canada is committed to creating and maintaining an inclusive and accessible workplace for all its candidates and employees by supporting their accessibility and accommodation needs throughout the employment lifecycle. We ask that all job applications please identify any accommodation requirements by sending an email to accessibility@randstad.ca to ensure their ability to fully participate in the interview process. show more

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